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Why Today’s Foreclosure Numbers Are Nothing Like 2008

It Isn’t the Dramatic Increase Headlines Would Have You Believe. In recent years, the number of foreclosures has been down to record lows. That’s because, in 2020 and 2021, the forbearance program and other relief options for homeowners helped millions of homeowners stay in their homes, allowing them to get back on their feet during a very challenging period. And with home values rising at the same time, many homeowners who may have found themselves facing foreclosure under other circumstances were able to leverage their equity and sell their houses rather than face foreclosure. Moving forward, equity will continue to be a factor that can help keep people from going into foreclosure.

CONSIDER THIS: WHEN TO REFINANCE

Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five common ones. Scoring a lower interest …

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15 Backyard Oasis Ideas For Your Home This Summer

Ahhhh, summer. You’ve made it through the long, dark winter months, and now it’s the perfect opportunity to spend time outdoors, relax, and enjoy the beautiful weather. This means it’s time to get your outdoor area in order so you’ll have somewhere you love spending your days and nights. If your backyard is not quite… …

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